Buy Car Hire Excess Insurance TODAY!

Protect yourself against the cost of excess on a hire car overseas.

Three different levels of cover available from just £0.12 / €0.14 / $0.16 per day.

As well as car rental excess insurance we also protect against:

  • Towing costs
  • Admin and handling fees
  • Car key loss
  • Misfuelling
  • Serious injuries

And more depending on the cover selected.

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Countries Covered
Cover from
£
Per Day
Cover Up To
£

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Step 1

What is car hire excess insurance?

Renting a vehicle is a popular way to get around whilst abroad. With car hire insurance included in most packages, you can jet off and pick up a vehicle from the airport hassle-free. However, in the event of an accident, you can feel a real sting when paying the excess fee.

If you do not double-check before you hire, excess costs can be as high as £2000. To protect yourself, excess insurance cover is the perfect solution to give you peace of mind. Direct Car Hire Excess can provide you with an affordable policy to ensure that if you have to pay excess abroad, you won’t be out of pocket. Making a claim with us is easy and stress-free due to our online excess insurance claims portal.

We provide European cover as well as Worldwide cover in both single and multi-trip plans – our annual cover starts at just £0.12 / €0.14 / $0.16 per day! *Actual conversion rates may vary depending on the specific date and time of the transaction.

Why choose us for car rental excess insurance?

Direct Car Hire Excess offer policies to holidaymakers, business jet setters and nomadic travellers all over the planet. From Toronto to Timbuktu, and beyond, there is nobody we can’t help protect when it comes to excess fees when renting a vehicle overseas. Our knowledge and experience mean our cover is second to none, leaving our customers free to enjoy hitting the open roads whilst abroad. If anything happens, Direct Car Hire Excess is here to help you immediately. You can claim easily online or our team of friendly advisors are just a quick telephone call away.

Car Hire Insurance Excess Cover Packages

What do we offer?

Car hire excess insurance isn’t compulsory. However, if you have an accident in a rented vehicle overseas you will be expected to pay the excess charge, which can be anything from £500 to over £2000 depending on the company. Typically, many holidaymakers and travellers feel they have no other choice but to accept these high charges when wanting to drive overseas. With cover from Direct Car Hire Excess you are protected from these high excess fees and you can claim online easily.

Instead of settling and paying extortionate excess charges, you can save yourself stress by taking out car hire excess insurance cover before you travel. From just £0.12 / €0.14 / $0.16 per day, and with a variety of different cover levels to choose from, you can select what works best for you.

Cover can include the following, depending on the package you pick:

• Towing costs
• Tyre cover
• Admin and handling fees
• Car key loss
• Misfuelling
• Possessions
• Serious injuries
• Road rage and carjacking
• In-country rental

Benefit Basic Standard Deluxe
Currency* GBP, EUR or USD GBP, EUR or USD GBP, EUR or USD
From** £/€/$1.80 per day £/€/$2.25 per day £/€/$2.63 per day
Excess Cover £/€/$3,000 £/€/$5,000 £/€/$50,000
Towing Cover
Window Cover
Tyre Cover
Admin Charge Cover
Personal Accident Cover
Personal Posessions Cover
Key Cover
Curtailment Cover
Drop-off Charges
Lock Out Cover
Misfuelling Cover
Road Rage Cover
Carjacking Cover
In Country Rental
Car Club
* Policy benefits are in the same denomination as that of the premium paid.
** Minimum premium of £/€/$15.00 per policy

Daily Car Hire Excess Insurance

Navigating the roads of a new city can be challenging, and any mishap, minor or major, could lead to unexpected excess charges. Our daily car hire excess insurance is specifically designed to provide flexible, short-term coverage for these unforeseen circumstances. This option is perfect for those who aren’t frequent travellers but still want to be protected during their car hire period. It’s all about giving you confidence and security on the road, no matter where your travels may take you.

Car Hire Excess FAQs

How does excess insurance work if I plan to travel to multiple countries?
If you are planning to travel to multiple countries, please select the ‘multi-trip’ option when filling out your no-obligation free quote. Direct Car Hire Excess can cover multi-trips throughout Europe and Worldwide.
It’s simple! If something happens to your hire car when you are abroad and you’re required to pay the excess fee, you can claim it back by having cover with us.
Most hire companies include insurance in the package when you rent the vehicle. You can purchase it separately if you need to. However, companies don’t offer car hire excess insurance. Fortunately, this is something we can help you with.
Should you decide within 14 days of receipt of the policy documents that this insurance does not meet your needs then you can cancel it and obtain a refund of premium by notifying Direct Car Hire Excess, provided that you notify us no later than the start date of the cover shown in your certificate.
All drivers that are named on the rental agreement and insurance policy for the car hire will be covered by your insurance policy with Direct Car Hire Excess.
Direct Car Hire Excess do not provide excess cover if the damage to the car rental was caused by a known third party and the driver(s) that are not named on the rental agreement will not have any right to your insurance with Direct Car Hire Excess.
Yes. Direct Car Hire Excess have the following restrictions in place:

  • ONLY available to those between 21 – 84 years of age
  • The policy must cover the entire car rental period
  • The cover will not include trips outside of your stated area
  • Annual policies are a maximum of 60 days per hire
  • Single trip maximum is 180 days per hire
Excess waiver insurance is the same as car hire excess insurance, just an alternative way of saying it.

When you hire a car, you must take out car hire insurance, and usually somewhere in the fine print there will be the terms of the excess cost if the car is damaged in any way. This extra cost can leave you with a hefty bill to pay if the damage is caused to the vehicle. Excess waiver insurance gives you the protection you need against excess costs. In the case of an excess charge, if you have prepared and got out car hire excess insurance, you will be covered and not have to worry about the excess payment.
At Direct Car Hire Excess, we appreciate the stress that car rental excess costs can be. Our service covers you from these charges on a range of different circumstances. In our basic package we provide protection against excess cover of up to £3,000; our standard covers up to £5,000 and our deluxe package covers up to £50,000 with additional protection also.
If you decide not to take out independent car hire excess hire you will be liable to pay the excess charges that come your way in the case of an accident occurring. If you are still unsure as to whether you should take out Direct Car Hire Excess cover, we are able to answer your questions on our frequently asked questions page or contact us to talk to one of our in-house consultants today.
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